With April 17th a few days away, you are probably hurriedly preparing your documents and getting everything in order to file your taxes. We wanted to take some time to clarify what details you will need to provide a lender for financial analysis for your financial advisor loan. As is normal with tax topics, this is […]
Blog – Financial Advisor Lending
Business Valuation Resource Guide for Financial Advisor Lending
Whether you are seeking a loan for expansion, acquisition, or a partner buyout, you will need plenty of documents, and that often includes a business valuation. At Salt Creek, we use the SBA 7(a) loan program which comes with a government guarantee. It’s this guarantee that helps us offer such competitive rates and terms for […]
How Do We Calculate Global Cash Flow and Why Is It Important?
Usually one of the strongest credit aspects when financing an advisor practice acquisition is the consolidated cash flow that is available from the practice that is being purchased, and the existing practice of the buyer. Often, the practice being acquired can comfortably service the project debt associated with the practice acquisition. This is an ideal […]
Prepare Your Financials Now for Speedier Loan Approvals
Now that we’ve entered a new year, this is the perfect time to update your 2017 year-end financial statements and get them in order to submit to your lender for loan approval. Though it will likely be several more months before you have your 2017 tax returns completed, preparing your year-end financials right away can […]
Our Streamlined Lending Process
Securing a loan for your financial advisory firm can be time consuming and overwhelming if the lender is not familiar with your business model or if you meet with delays during the lending process. At Salt Creek, we are dedicated to helping financial advisors and RIAs expand their firms with efficient access to capital. It’s […]
What We Do and How We Can Help
At Salt Creek, we are dedicated to helping financial advisors and RIAs expand their firms with efficient access to capital. It’s our goal to help you grow your firm. We exclusively serve financial advisors and we understand your business. For advisors looking for a lending partner to support their growth, Salt Creek offers expert advice […]
What Makes Salt Creek Different?
Advisors today have several options when seeking a loan to grow their business. However, there are just a handful of banks that currently specialize in lending in the financial advisor space. The few banks that do specialize can process hundreds or even thousands of loans each year. That type of loan volume can make it […]
Consult With Your Lender Before Negotiations to Get the Best Financing Terms
Consult With Your Lender Before Negotiations to Get the Best Financing Terms If you are actively seeking to grow your financial advisor practice through acquisition, you may be interested in a loan from a bank. But how can you properly structure an acquisition deal to get the most favorable bank financing? Your purchase agreement can […]